Collections Attorneys in Wichita, Kansas

We represent creditors such as collection agencies, landlords, small/medium sized businesses, and individuals in and around the Wichita area. Our office can assist creditors in efficiently collecting debt that they are owed. Through a variety of remedies such as real estate liens, wage and bank garnishments, and skip-tracing, our office is able to get you back what you are owed.

In simple terms, collections is the process of pursuing payments of debts owed by individuals or businesses. When a debtor fails to pay their debts on time, the creditor may turn to a debt collector to recover the owed money. We are able to offer collections on a contingency fee basis for most matters. This means that you don't owe any attorney fees unless we are able to collect on the debt.

Debts We Can Help Collect

Our office is able to help collect most debts. We specialize in debt collection for the following:

-Rent/damage collections (for landlords recovering damages beyond the security deposit)

-Goods/services

-Consumer debts

-Medical debts

-Commercial debts

-Foreign judgment registration

- Loans

-Personal property rentals

Contact our office to set up a time to talk about the kind of debt you assistance in collecting.

Kansas Collection Laws and Regulations

In Kansas, the collection laws and regulations are enacted to strike a balance between debtor rights and creditor's need to collect debts. The Kansas Fair Debt Collection Practices Act mirrors the federal Fair Debt Collection Practices Act (FDCPA) and offers protection against abusive, deceptive, and unfair debt collection practices. It's important to note that in Kansas, the statute of limitations for collecting a debt varies depending on the type of debt: written contracts have a 5-year limit and oral contracts have a 3-year limit. Additionally, Kansas law prohibits collectors from using misleading statements or unfair practices, and requires them to respect a debtor's privacy by limiting contact times and methods.

Effective Collection Strategies

Our office uses a wide range of debt collection strategies. Our office begins with making demand of a debtor, and then moving to legal action if resolution is not reached. Once a judgment is in place, there are several avenues to collect on a debt including wage and non-wage garnishments, debtor examinations, liens, charging orders, and others. Each particular case may be handled differently, but the goal remains the same, helping you recoup what you are owed.